uhh, frugalsisters? our response?

uhh, frugalsisters? our response?

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  1. 4 weeks ago
    Anonymous

    Imagine sacrificing your best years for the years when you're old, decrepit and unattractive LMAO couldn't be me

    Boomers will NEVER have the opportunity to be on their 20s with a badass $60k+ car mogging literally everyone and fricking hot, prime puss

    • 4 weeks ago
      Anonymous

      boomers literally had the best cars at affordable prices and wages that could actually support their hobbies on top of basic livelihood

    • 4 weeks ago
      Anonymous

      >You should be frugal in your 20s and then when you're 60 and your back aches and knees barely work, only THEN should you start enjoying life!
      What a backwards mindset
      Yeah don't enslave yourself in debt over a car, but the 12 years from 18-30 are more impactful on your life than from 30-death... So enjoy those years...

      You're the same guys who complain about housing prices and the cost of living and whatnot.
      >hurr wait till you're 60
      Like mid-30's and you can afford that shit without destroying yourself.

      • 4 weeks ago
        Anonymous

        I don't disagree with you that you should wait until you're in your 30s either.
        But if you don't have major expenses in your 20s, I don't see much harm in balling out on a fun car.
        It's not the smartest decision in the world, but you should be making money in life by getting promotions, getting better paying jobs, or growing your business or whatever, not by saving $30k over 10 years buying a $20k corolla instead of a $50k mustang.

        I'd rather be in a simple, frugal vehicle and have money I can spare on other needs and wants than working to pay off a debt for a car I don't even like. There's more to life than cars I'll never get to pass on and meaningless sex, anon.

        Respectfully, why are you even on this board?
        Car enthusiasts understand that it's an expensive hobby, and that the reward is well worth it.

    • 4 weeks ago
      Anonymous

      I'd rather be in a simple, frugal vehicle and have money I can spare on other needs and wants than working to pay off a debt for a car I don't even like. There's more to life than cars I'll never get to pass on and meaningless sex, anon.

      • 4 weeks ago
        Anonymous

        >posts on a forum presumably for automobile enthusiasts
        >claims to not like cars and doesn't care about cars
        only on DA
        go to DA and tell them about how much anime sucks.

        • 4 weeks ago
          Anonymous

          no anon, if you actually read the post you'd see that his argument was against spending money on flashy/"sporty" cars
          a true auto enthusiast can enjoy hooning around in a clapped out civic. sure, it'd probably be more fun to do so in a 200k porsche but that doesn't take away from the fun experience that a shitbox can give you

          • 4 weeks ago
            Anonymous

            I simply disagree that you can call yourself a car enthusiast and also say that you don't care to experience more powerful sportier cars.
            I'm not saying you MUST buy powerful sportier cars, because obviously not everyone can comfortably afford them, but you should at least have the aspiration to.
            If you don't see the "point" of buying a fun sporty car like a Porsche, then either you're not a car enthusiast or you're a poorgay car enthusiast who copes about how fun his shitboxes are.
            It's like someone with a $300 racing video game setup talking about how he's a real car enthusiast, but sees no point in driving a real car, because it's a waste of money at the end of the day.

          • 4 weeks ago
            Anonymous

            >yeah maybe putting my dick in a beautiful human female's vegana is nice but putting my dick in a rusty tin can full of worms is nice too
            this is how stupid you sound.

      • 4 weeks ago
        Anonymous

        Sour grapes, the post

      • 4 weeks ago
        Anonymous

        Okay but why are you even on this board then? This board is for car enthusiasts

      • 4 weeks ago
        Anonymous

        But have you considered that, for us, the other needs and wants we'd rather spend money on ARE THE FRICKING CARS THEMSELVES?

    • 4 weeks ago
      Anonymous

      >Boomers will NEVER have the opportunity to be on their 20s with a badass $60k+ car mogging literally everyone and fricking hot, prime puss
      Boomers already did that with better looking cars that were top of the line and could be purchased outright with just a summer job.

      • 3 weeks ago
        Anonymous

        A summer job now might give you enough to buy a shitbox that will last three months. Truly the dark times.

    • 4 weeks ago
      Anonymous

      boomers literally had the best cars at affordable prices and wages that could actually support their hobbies on top of basic livelihood

      >

      >Spent 30 years indoors playing vidya
      It is too late, isn't it? I'm going to be playing catch up the rest of my life if I try, won't I?

      its a brutal realization

      Im possibly going back to school this fall, 10 years after I graduated, with all these youngsters just starting out

      • 4 weeks ago
        Anonymous

        >Tfw 26 year old boomer
        >Tfw bought and restoring a muscle car
        >Tfw basically only listen to old bands, alt rock bands
        >Tfw can't relate to my own generation
        is it over for me? Is it autism? I can't tell if I'm turning into The Driver, or a zoomer autist version of a Boomer.

        • 4 weeks ago
          Anonymous

          that's all just 100% autism

        • 4 weeks ago
          Anonymous

          you're just paying extra for used boomer goods with less cultural connection and less time and money than they had to enjoy it with

        • 4 weeks ago
          Anonymous

          You’re not special dumbass
          You really think you’re in le wrong generation because you like shitty music (alt rock, lmao) and overpaid for a shitty old car some boomer spent decades farting in? Get over yourself

      • 4 weeks ago
        Anonymous

        In the 70's, an average beer-drinking white dude is built like a UFC fighter. What has the israelite done to us?!?

    • 4 weeks ago
      Anonymous

      News flash. Bommers were young and dumb one time too. They're just salty they cant go back.

    • 4 weeks ago
      Anonymous

      When I was 18 I got a car way above my pay grade at the time. Got in debt, which motivated me to get my as out and do work. I would wash and wax that fricker every weekend.
      It sure helped getting pussy. I regret nothing.

    • 4 weeks ago
      Anonymous

      my little brother got cool cars and couch surfed and lived in various apartment for awhile while i had a house with an s10. i wouldnt switch

    • 3 weeks ago
      Anonymous

      Women don't give a shit about your muscle car. You literally only attract the attention of men. Muscle cars are twink bait you gay.

      • 3 weeks ago
        Anonymous

        There's nothing like driving a fast muscle car with your girl in the next to you. It's the real Amerimutt dream. Hope you get to experience that one day anon.

    • 3 weeks ago
      Anonymous

      Yeah I'm a zoomer and I got driven out more than half an hour by some chick so I could dick her down when I had no car. If you need a car to get pussy you're probably ugly and/or don't realize it's a bad idea to attract gold diggers on purpose. A haircut, better clothes, acne medication, losing weight etc. will probably help more.

      I've also been there overextending myself to buy a cool car and it's a frickass position to be in to be in because so much of your money is being eaten up by the car that it affects the rest of your life and anything going wrong with the car requires you to suddenly rearrange everything you're doing.

      Being young with a nice car is nice but don't frick yourself to make it happen

      • 3 weeks ago
        Anonymous

        did you ever get the impression that she was desperate ?

    • 3 weeks ago
      Anonymous

      I get no b***hes in my sports car. Women do look because it's loud but I'm 99% sure it's not for a good reason. I do get lots of dudes looking and smiling at me tho feels good, no homo

      • 3 weeks ago
        Anonymous

        Women get annoyed at loud cars and think the owners are douches or over compensating, can confirm

        • 3 weeks ago
          Anonymous

          Good. Frick women.

        • 3 weeks ago
          Anonymous

          Men get annoyed at loud women, has that stopped women from being loud?

  2. 4 weeks ago
    Anonymous

    I mean I can't blame him. Some project cars can be a absolute money sink. The money spent on my 480whp 71HTA 61k mile Evo IX (bought for $11k in 2018 with a blown motor from a seized oil pump, spent a good $20k between two motor builds and a transmission) could've gone to a used C5 Z06 or a new at the time FK8 CTR or Focus RS that would've been nearly paid off by then.

    And I wouldn't have wasted so much time building it

    • 4 weeks ago
      Anonymous

      You whiffed big time.

      • 4 weeks ago
        Anonymous

        I know, the only cope I have is that the same car is worth $23-30k if I decide to sell, but I'll never get back the time wasted. If I did a CTR or a RS it would've been a car that for at least 3-4 years wouldn't have given me no problems and would've been a lot of fun to AutoX or cruise in on weekends, and it was when interest rates were low so the finance note probably wouldve been 5% or so for a first time buyer.

        Instead I get to brag to strangers how I turned into a Mitsubishi master technician.

    • 4 weeks ago
      Anonymous

      Lol $31k on a decade old car
      Well as long as you learned and had fun that's all that matters

      • 4 weeks ago
        Anonymous

        I spent over $40,000 on a third gen Camaro.
        and still doesn't have a nice paint job yet.
        project cars are expensive.
        but I do get complements a lot.

    • 4 weeks ago
      Anonymous

      >2 motor builds.
      You never even liked the car to begin with since you destroyed it twice.

      • 4 weeks ago
        Anonymous

        Not that Anon, But sometimes engines just explode for no reason.
        I mean there's even professional race teams like Formula 1 NASCAR exe, where their engines just go kaboom for no apparent reason.

  3. 4 weeks ago
    Anonymous

    >You should be frugal in your 20s and then when you're 60 and your back aches and knees barely work, only THEN should you start enjoying life!
    What a backwards mindset
    Yeah don't enslave yourself in debt over a car, but the 12 years from 18-30 are more impactful on your life than from 30-death... So enjoy those years...

    • 4 weeks ago
      Anonymous

      >Spent 30 years indoors playing vidya
      It is too late, isn't it? I'm going to be playing catch up the rest of my life if I try, won't I?

    • 4 weeks ago
      Anonymous

      Psychological studies show boys' self-esteem/confidence w/women are based on their experiences ~16yo.

      This means Dads should be teaching their sons the skills of pimpin' and not simpin' from a young age, and preventing them from ending up in a life of vidya, animay, and inceldom

      • 4 weeks ago
        Anonymous

        Yeah, I would add that age 12-18 is perhaps more impactful/defining than 18-30.

      • 4 weeks ago
        Anonymous

        >grew up fatherless

        • 4 weeks ago
          Anonymous

          cry more homosexual, better than growing up with a prostitute mother and abusive moronic stepfather

          If I didn't have so many cool people in my life I would have killed them and suicided by cop before now. Just go study philosophy and get some super curious old professor to see your desire to learn and grow after pledging yourself to the realizing the highest good through practice. No shit.

    • 4 weeks ago
      Anonymous

      This
      I’m convinced that the whole obsession with saving everything for retirement stems from a bunch of merchants encouraging you to invest every dime possible into the stock market through 401ks and other instruments, so they can make more money and spend it.
      Of course I save some for retirement, but I certainly am going to spend plenty now for things that I enjoy while I’m still able bodied and (somewhat) young. I figure I’ll be buying a dual sport bike in the next year or so, because I work for by money and I want it. I might be responsible and sell one of my other motorcycles, or maybe I won’t?
      By the time I’m 60-something my house will be paid off, and I will have retirement accounts along with savings, but probably not massive heaps of money. I’ll certainly be able to get by and have enough to go on some trips here and there, have hobbies, etc. That’s just fine, what am I going to do, be buried with it? Look at big numbers in my accounts while the nurse wipes my ass?
      >inb4 give it to kids so they can also save it all till they’re too fricking ancient to enjoy it

      • 4 weeks ago
        Anonymous

        one reason why i said frick it and bought an old land barge from the 60s. probably won't ever be able to buy a house in my lifetime, but can at least enjoy it and what other things it has to offer. plus, if it turns out that i don't like it as much as i thought i would, i already know of a few people that have been looking for one.

        • 4 weeks ago
          Anonymous

          could have just got a 2nd hand one

          I did that years ago for my dream car from the 70's when they were really cheap, it was in terrible condition so I had to put it away after a while but it was pretty cool experience at the time. Driving a boring car is just soul destroying.
          I've thought about it back and forth but it probably is better just to go hardcore getting your living situation and job in order and then just later buying a car that is already restored once you have a good job.

      • 4 weeks ago
        Anonymous

        Brother what are you talking about. Most normies spend every single cent they have and are leveraged up to their fricking eyeballs in debt.

        • 4 weeks ago
          Anonymous

          That’s the other moronic extreme.

    • 4 weeks ago
      Anonymous

      t. boomer
      this may have been good advice for someone that was born in the 50's and is reaching dying age, but now 30's have become the new 20's and 20's are just teens without training wheels.

    • 4 weeks ago
      Anonymous

      In your 20s you are likely not earning much so have less disposable income.
      You're supposed to earn more as you get older and gain more experience and seniority, if you've go into a position where your income doesn't grow you've probably fricked up and you work in McDonald's or something

      • 4 weeks ago
        Anonymous

        >You're supposed to earn more as you get older and gain more experience and seniority, if you've go into a position where your income doesn't grow you've probably fricked up and you work in McDonald's or something
        Exactly. So as I said before, spending $30k extra on a car purchase in your 20s is not the reason you're poor, it's because you're in a dead end McDonald's job and never had hope in the first place.

  4. 4 weeks ago
    Anonymous

    Than*

    • 4 weeks ago
      Anonymous

      No, he means then*
      He would rather be young with a mach 1, and after he gets older he will move onto a normal car

  5. 4 weeks ago
    Anonymous

    i would do the same but i'm incel so a shiny car wouldn't save me

    • 4 weeks ago
      Anonymous

      Better to be an incel with a fast car than an incel with a slow car

      • 4 weeks ago
        Anonymous

        yeah but then i'd have no money and i'd still be incel

        • 4 weeks ago
          Anonymous

          I lost my virginity at 24 in a WRX Wagon with sunfaded paint and stained to frick seats with no AC

          Cars don't matter when sex havers often get picked up by their gfs

          • 4 weeks ago
            Anonymous

            Anyone who thinks they need a 'bad ass' care to get women is destined to be a cucky, little homosexual b***h. I've fricked women in a nearly 30 year old civic hatchback.

            It's all in the mindset. It's telling that they think they need money and flashiness to impress women, then they get surprised when they get used for money. Comedy gold...

          • 4 weeks ago
            Anonymous

            >Anyone who thinks they need a 'bad ass' care to get women
            I mean I know I'm not gonna get women anyway, so why not have a bad ass car?
            Will people automatically assume I'm compensating when in reality I just want to enjoy my life?

          • 4 weeks ago
            Anonymous

            Normies might, depending on how loud and obnoxious your car is. But who cares, normies don't know shit. Other car people will respect or stereotype depending on what kind of car it is, but for the most part, people respect other cars and car people for what they are.

          • 4 weeks ago
            Anonymous

            No, truthfully women don't know shit about cars. As long as the AC + radio works, it's one color, and it won't leave you stranded it'll probably get you laid fine. The ones that are able to tell apart a new BMW from a Toyota are the ones who are expert moneygrubbers or Slavic.

            Hell, half the people 18-30 don't have a license. Just having a running and driving car is enough. Plenty of guys get driven around by their girlfriends.

          • 4 weeks ago
            Anonymous

            were all the women you fricked fat and/or prostitutes?

          • 4 weeks ago
            Anonymous

            Some of them were fatties, sure. But I've also been with a 95 lb girl in that particular civic. I enjoy all types or women.

          • 4 weeks ago
            Anonymous

            >a 95 lb girl

          • 4 weeks ago
            Anonymous

            I know. As an American, I too was shocked to my core. I didn't know girls could be that skinny. She was of age, Chris. Just thin.

          • 4 weeks ago
            Anonymous

            yes anon, the vast majority of sexually promiscuous people out there have no standards

          • 4 weeks ago
            Anonymous

            And the vast majority of virgins have such high standards that only 2d women or 11/10's will suffice for their coom rattled and porn distorted brain.

            Right. Keep waiting then. More for the rest of us.

          • 4 weeks ago
            Anonymous

            go get that landwhale tiger

          • 4 weeks ago
            Anonymous

            I've fricked skinny girls too as mentioned above. You mad brah?

            How does it feel that even if you wait for 20 years and manage to intrigue the woman of your dreams, you won't be experienced enough for her pleasure, will have terrible sex, and continue to be a bad lay?

            Yeah, u mad

          • 4 weeks ago
            Anonymous

            Wrong as frick Chad gay

          • 4 weeks ago
            Anonymous

            you misunderstand.
            a guy's car is just another aspect girls look at.
            If a girl got into your crappy old car, they're overlooking the car for something else that they like.

            with me for example they're overlooking my crappy car because of the fact that I'm 6'5.
            having a nice car or normal car is never a negative when it comes to dealing with women.

          • 4 weeks ago
            Anonymous

            >I lost my virginity at 24
            There's hope 😀

  6. 4 weeks ago
    Anonymous

    I'm going to get a loan for a C6 corvette.

  7. 4 weeks ago
    Anonymous

    It's a matter of calculating risks, if it's something you like and you can afford it, it's not that terrible to trim some fat in other areas to accommodate that expense as long as you're not eating ramen everyday just to barely afford the car payments.

    People spend money on all kinds of dumb shit, at least you can have fun with a nice car.

  8. 4 weeks ago
    Anonymous

    >mods the bank's car
    >posts it online
    this guy likes playing with fire doesn't he

    • 4 weeks ago
      Anonymous

      do you think you can't mod financed cars?

    • 4 weeks ago
      Anonymous

      >the bank's
      Lien=/=Ownership

  9. 4 weeks ago
    Anonymous

    He bought a "Normal Car" though. It's just a Mustang. He didn't buy a GT350R.

    I think there's a big difference between "being in debt" and living above your means.

    If he took out a 98 or longer month loan on a used mustang just to brag that is just being irresponsible. If he has a job that pays like 60k a year then I see no reason not to have a nice car.

    • 4 weeks ago
      Anonymous

      >It's just a Mustang
      Mach 1

  10. 4 weeks ago
    Anonymous

    This is smart. Having a sick car in your 20's is worth more than whatever you spend on it, as long as you don't go too crazy. When you get old, no amount of money will EVER make up for all the fun and memories you could have had in your 20's.

    • 4 weeks ago
      Anonymous

      I had fun in my 20's driving honda shitboxes though.

      • 4 weeks ago
        Anonymous

        Sure, but you could have had more fun with a sick car. More pussy, more opportunities, more status, more adrenaline. When it actually matters. Who cares about what you're driving when you're 60? You're supposed to have your fun early in life.

        >I'll live like a monk in my 20's and 30's, so I can have some money when I'm too old to enjoy it
        This is so backwards.

        • 4 weeks ago
          Anonymous

          True wisdom here.

          >t. real oldgay

        • 3 weeks ago
          Anonymous

          >more pussy
          what if i just want cute twinks?

        • 3 weeks ago
          Anonymous

          Do muscle gays really think the only way to get more hp is to buy it that way from the factory?

  11. 4 weeks ago
    Anonymous

    Based. I’m paying $2k/month for my truck and I’m unemployed (my govt bennies pay for it).

    • 4 weeks ago
      Anonymous

      howdafuk u git 2kay EBT?

  12. 4 weeks ago
    Anonymous

    Or be good with money in your 20s and enjoy cool cars and a house at 30.
    quality women arn't gonna marry you if you don't have a house.

    • 4 weeks ago
      Anonymous

      >women arn't gonna marry you
      good

  13. 4 weeks ago
    Anonymous

    I spent my whole 20s working and saving up because that's what everyone said was the "smart" thing to do. No partying, no drinking, rarely eating out, no fun cars, nothing. Living like a poor, soulless frick with a fitting npc grey econobox. Now I'm in my 30s and was it worth it? No. I have a decent chunk in my savings, sure, but what does that get me today? Absolutely nothing. I still can't afford a home (even in my relatively low COL area) because house prices skyrocketed and the interest rates are fricked (No I don't live anywhere near LA/NYC/whatever and I'm not moving out to Cletusville, pop. 20). I still can't afford a fun car because that would dig into my savings and put me out of ever owning real estate. I live near the beach and I love being out in the ocean. Too bad I still can't afford a small boat or jet ski to have fun with on the weekends. My younger years have gone by and now I'm at the point in life where I'm too old to make new connections, not wealthy enough to have fun and slowly getting more mentally decrepit and incapable of picking up new hobbies.
    Anyway the moral I learned from this is that the future is guaranteed to be worse, and you just don't know _how much_ worse. So no level of frugality trying to prepare for it will ever outweigh living in the now and enjoying life while you still have it. The value of the dollar decreases just as much as the value of your life, don't put yourself into this "save up money so you can enjoy "life" in your 60s (if the v*x or [topic of the year] hasn't killed you by then)" mentality while you're young. If you are able to afford your life now, don't be afraid to spend the rest of your money on hobbies, on things that make you happy, because happiness will never be measured by fake numbers.

    • 4 weeks ago
      Anonymous

      anon you are just moronic and you listen to boomers/xers. your 30's are your 20's but with money.

      • 4 weeks ago
        Anonymous

        Cope, peak male form in terms of attractiveness and confidence is in your 20s.

        • 4 weeks ago
          Anonymous

          not that anon, but I look better now at 30 than early 20s.
          part of that was fitness levels, but women never gave me a single glance in my, 20s.
          now I have women coming to me.
          I'm not talking fatties or single mothers, but normal women coming to me.

    • 4 weeks ago
      Anonymous

      No that's just cuz you were bad with money.
      I literally invested $100 a week last year, And I'm now currently sitting around $50,000 in investments.

      with today's crazy cryptocurrency markets and stock prices at always go up (Jews); there's no reason you can't be making money.
      I bought my first house at age 24 in a relatively high cost of living area.

  14. 4 weeks ago
    Anonymous

    >spend all the money you have on a car so you can be trapped in debt forever
    Just play a sim or something. Cars are fun but I don't think anything is really worth going into debt but a house.

    • 4 weeks ago
      Anonymous

      >forever
      relax drama queen. it's like 3-5 years tops.

      • 4 weeks ago
        Anonymous

        More like 7-9 years if you want something actually good. Still doesn't make sense because no one can afford to pay $1,000 or more per moth not including the insurance payment which is probably worse.

        • 4 weeks ago
          Anonymous

          >More like 7-9 years if you want something actually good
          yeah maybe for you

        • 4 weeks ago
          Anonymous

          >no one can afford to pay $1,000 or more per moth
          Some people have things called jobs...

          • 4 weeks ago
            Anonymous

            Bro if you invested $1,000 a month, you can make a pretty obscene amount of money in the medium to short-term.
            my $60,000 race car build was paid 100% by a Bitcoin I purchased just 3 years earlier.
            $1,000 a month is a crazy amount of investment money.
            that's buy a 2nd house in 3-5 years kind of investment.

          • 4 weeks ago
            Anonymous

            You got lucky, bruh. Never invest when shit is on the way up. The time to buy is when it's going down.

          • 4 weeks ago
            Anonymous

            This is the typical response of a person who's bad with money.
            I've never lost any money overall on crypto even after over 10 years.
            But you can also make the same argument for any other investments such as stocks if you wanna be a moron.

            >yeah dude just put all your money into cryptocurrency you literally can't lose money that way

            If you spend $1,000 a month on a car payment, you are 100% guaranteed to never make any money off of that.
            if you actually invest your money, and I'm not talking just meme coins, but things like stocks or bonds. you can actually get ahead.
            If you're not investing at least 50% of all your disposable income you are messing up BIG.

            .t home owner at age 23.

          • 4 weeks ago
            Anonymous

            post home value

          • 4 weeks ago
            Anonymous

            >yeah dude just put all your money into cryptocurrency you literally can't lose money that way

          • 4 weeks ago
            Anonymous

            36k in 3 years, 24k returns in that time frame is a joke of an expectation. Never talk about money again lol. 1k a month is fricking nothing

          • 4 weeks ago
            Anonymous

            >dude just go back in time and get incredibly lucky on some risky crypto investments
            Wow what wisdom
            This is probably the worst part of crypto, the morons who start handing out financial advice like they weren’t just astronomically lucky

          • 4 weeks ago
            Anonymous

            Bro just buy a lottery ticket and win its so simple are you moronic baka lmao

  15. 4 weeks ago
    Anonymous

    If he's running 3% interest then he's probably fine.

  16. 4 weeks ago
    Anonymous

    why the FRICK would i want a nice car when i am old?
    old people shouldnt have nice cars, i will die on this hill

  17. 4 weeks ago
    Greased gape

    Cryptocurrency is a ponzu scheme

  18. 4 weeks ago
    Anonymous

    Good for him, so long as he makes his payments.

  19. 4 weeks ago
    Anonymous

    Imagine buying a Mach 1 and getting it in fricking gray lmao

  20. 4 weeks ago
    Anonymous

    antone, and i mean anyone, complaining about reaching 30 years old post 2012 is just a loser to begin with. childhood has been extended for a while now, and fricking yourself over in your 20's is the moron play

  21. 4 weeks ago
    Anonymous

    >just save your money bro don't spend it on your happiness you will be happier when you're 70 and dying bro trust me
    >just invest 50% of your sakary into schlomo stocks bro
    >yeah i know the other 50% goes to to taxes and rent but just do it bro listen to me i'm financially successful
    >bro listen its easy just buy this stock and that stock and put money into this fund and that fund trust me bro i made a whopping $20k in 3 years like this
    >yea this $20k now is worth about what I put in 3 years ago but don't ask me about that
    >and I haven't sold it yet so don't ask me about its materialized value but it's money bro
    >bro also make sure to watch the market and sell high
    >just don't sell low bro do your research and watch the news for hints
    >you gotta be smart with your money bro
    >bro all you have to is just buy bitcoin bro trust me bro I could do it it's like winning a lottery all you need to do is buy
    >yea its not materialized either but so what? fiat is dead bro I pay for groceries with bitcoin bro
    >yeah my 500 sqft shack cost me $200k, but I'm a homeowner now bro
    meanwhile all boomers had to do was drop minimum into their 401k and could still afford a house (now valued at $1m+) large enough for a family of four, two cars (one being a fancy sports car), and three vacations per year, all on a single salary in their 20s-30s
    millennials are so god damn cucked and proud of it, its hilarious

  22. 4 weeks ago
    Anonymous

    I’m so glad I broke out of the scarcity mindset. It’s literally a generational curse. Same for credit, being terrified of credit cards and loans is mental poverty. The money will come back. Your youth won’t.
    The best description of Ramseygays I ever heard was that they live like prisoners of war their whole lives so they can buy an investment property in cash when they’re 58.

    • 4 weeks ago
      Anonymous

      >The money will come back.
      Delusional. You don't have money, and you won't have money because you'll have blown it all on worthless shit. If not for easy money and the asset price bubble you and your kind would have nothing.
      >they live like prisoners of war their whole lives
      Yeah, and that's moronic too. You're not very different since, financed or cash, you're still buying outrageously overvalued shit.

      • 4 weeks ago
        Anonymous

        You may find more value in that virtual number on your bank account. Others find more value in real things. It's not a difficult concept to grasp, but you've been battered into that mentality from your DA addiction, so it may be hard for you to come to terms with it.

  23. 4 weeks ago
    Anonymous

    Spending more than 30k on a new car is downright moronic if it's your daily. Anything more than the price of a new Civic or Corolla really. Because you're buying a toy rather than buying something practical. If you have disposable income and a good daily already, do whatever.

    • 4 weeks ago
      Anonymous

      buying and driving a car you're not really interested in is downright moronic

    • 4 weeks ago
      Anonymous

      Here we have a poorgay coping by thinking everyone with more money is moronic. Everyone point and laugh. He probably dailies Jamal's sloppy seconds and likes it.

  24. 4 weeks ago
    Anonymous

    My goal is to retire at 60, people like OP have to work until they're 75.

    • 4 weeks ago
      Anonymous

      >My goal is to retire at 60
      This post right here just convinced me to drop $30k on a car that I will find fun through the twisties.
      I also wanted to retire at .. 55 actually, but I don't care about that anymore. Life is meaningless and I won't have any kids or grandkids; work is the only thing that makes me feel like I have a purpose and it gives me a chance to interact with other humans who aren't cashiers at the grocery store. I would love to spend all day making art, but it's so isolating and I'm so tired. I don't even take vacation, so why would I retire?
      $30k may turn into $140k over twenty years, or $300k over thirty years .. but the difference between $2.9M and $2.6M ain't shit.
      Frick it. I'm buying something fun while I still have my eyesight and reflexes.

      • 4 weeks ago
        Anonymous

        how old are you bruh? if you're not in your forties then you still have a chance to start a family
        In 2018, 49 percent of men first married at 30 or older and 20 percent first married at 35 or older

        • 4 weeks ago
          Anonymous

          38
          I appreciate the encouraging words, but I'm too bitter since I've never even been on a date.

          • 4 weeks ago
            Anonymous

            Bruh, spend your money on:

            1) hookers
            2) cars

            You have nothing else to spend it on, or to save for. What's the point of life if you don't even get to enjoy what you want.

          • 4 weeks ago
            Anonymous

            1) Gross.
            2) I'm going to look at a used 435i or RC350.. maybe something else depending on what I find.

    • 4 weeks ago
      Anonymous

      Retiring is overrated. Just have a nice day when you get old. No one needs to live past 65. The average American lifespan was only 68 in 1960. Getting old is something that only started happening in the last few decades. The human body isn't designed to live longer than that. If you need medication and surgeries and poopbags just to stay alive, then just die.

      • 4 weeks ago
        Anonymous

        based and onions green pilled
        it's 2022 + 2 anons, get with the times

      • 3 weeks ago
        Anonymous

        >Just have a nice day when you get old.
        >turn 65
        >take out a few zog bots
        >have a nice day
        What every boomer shoudl do instead of burdening their children

  25. 4 weeks ago
    Anonymous

    >GUYS DONT GO IN DEBT FOR A CAR AT A YOUNG AGE
    >WHY
    >BECAUSE... JUST DONT DO IT OKAY???

    frick everyone. go in debt and enjoy life before some israelite takes everything away from you. growing old and frugal isnt worth it. all it does is make you bitter towards the younger generation.

    >but mah house
    >but mah retirement
    lmao, enjoy all that cash when youre an old fart who cant get off their couch, nice life you got there.

  26. 4 weeks ago
    TooZ

    Frick them.
    Don't worry about them. Worry about youself.
    "Keeping Up With The Jonses"

    You have all those memories to keep you warm under the bridge because your broke as an adult... But hey .. Live Laugh Love right?

  27. 4 weeks ago
    Anonymous

    Okay, I don't know what other thread to put this in: I bought a used Mazda 6 a few weeks ago and although it meets all my needs and is reasonably fun to drive, I have moments when I think maybe I should have reached slightly outside my price range and gone into more debt to get a new, say, Type R and paid that off over a longer period of time because those cars are only going to get more rare and more valuable. Am I insane?

    • 4 weeks ago
      Anonymous

      it's called buyers remorse

      • 4 weeks ago
        Anonymous

        Yeah, I guess it is, but it's more remorse about te long term versus short term because I'm happy with what I got re: my needs/wants, I'm just not sure if it was worth it to be more financially conservative vs what would be a more immediately enjoyable experience and better resale value

    • 4 weeks ago
      Anonymous

      I'm feeling similar. I played it safe and got a cuckover but I saw a new miata the other day and I just wanted to drive to the Mazda dealership and buy one. Maybe its worth trying to get one anyway.

  28. 3 weeks ago
    Anonymous

    this is a tiktok influencer, influencing people to ruin their lives, probably gets paid by fords pr department or gets some kind of privileges/kickbacks/invites to events/exclusivity

    look at those wheels....look at those rear tires, this car is not being loaned. I promise you this guy isnt in debt over this car. People that know cars like guys like this dont destroy thier lives over this shit

    • 3 weeks ago
      Anonymous

      >influencing people to ruin their lives, probably gets paid by fords pr department or gets some kind of privileges/kickbacks/invites to events/exclusivity
      what the frick are you on

  29. 3 weeks ago
    Anonymous

    27606648(youfrickinghomosexual)
    awwww little baby needs some attention aww poor widdle baby

    • 3 weeks ago
      Anonymous

      I've been paid by Ford Motor Company to reply to you

  30. 3 weeks ago
    Anonymous

    My V8 Challenger is paid off.

    Sweet cars are like bodybuilding. Men comment to me about it daily. Women are indifferent.

    • 3 weeks ago
      Anonymous

      my gf notices people staring at my car whenever we drive together and laughs + gets slightly jealous every time, it's pretty funny
      she barely gives a shit about the car itself but loves the social aspect

  31. 3 weeks ago
    Anonymous

    I'm waiting on THE ONE.

    • 3 weeks ago
      Anonymous

      A Mach One?

      • 3 weeks ago
        Anonymous

        no, the one:1

        • 3 weeks ago
          Anonymous

          cybertruck has already released bro

  32. 3 weeks ago
    Dakota

    i drive a 90s shitbox and go into extreme dept for plastic surgeries because i'm a mentally ill trans person.

    • 3 weeks ago
      Anonymous

      do you at least pass?

  33. 3 weeks ago
    Anonymous

    a product is never going to make you happy. the love of a good woman and doing with your hands that you enjoy are the only genuinely fulfilling activities. for some people religion, travel, time in the outdoors and excitement/adventure can be important too, but that isn't the case for everyone and you shouldn't feel compelled to pursue those things if you aren't interested. but you absolutely need a purpose and love.

    try and realize this before your fortieth birthday. there are a lot of marketing forces that want to leave you a hole in your heart perfectly shaped for the product they are selling. and make no mistake dave ramsey and ford motor company are basically indistinguishable in this regard, but they will always leave you feeling like you chose wrong unless you have what is really important.

    • 3 weeks ago
      Anonymous

      >divorce raped poorgay cope

    • 3 weeks ago
      Anonymous

      >be decrepit old 95 year old bag of bones
      >penis hasn't worked in 35 years
      >haven't been able to wipe own ass in almost 20
      >spend 24 hours a day laying in bed watching tv and just waiting to die
      >muster all your strength to rotate your head 20 degrees to the side so you can see you equally old and disgusting wife in another bed across the room
      >neither of you have done anything together since she became wheelchair bound 25 years ago
      >brain is so old and mushy that she wouldn't even recognize you if her eyes even worked well enough to see across the room
      >think to yourself "i'm so glad i never drove a fun car"

      • 3 weeks ago
        Anonymous

        such an idiotic argument lol, lmao even
        one doesn't get to live THE LIFE by overspending into bankruptcy and owning nothing at the end of the day, that's YOLO defeatism

        • 3 weeks ago
          Anonymous

          okay used corolla man

        • 3 weeks ago
          Anonymous

          True I need to save up money so I can buy a house with a virgin wife and have children that won't hate or betray me when they get older...
          Oh wait.

      • 3 weeks ago
        Anonymous

        >be 50 year old
        >penis mostly works, but when it doesnt, viagra does
        >wipe my own ass constantly from shitting so much
        >spend 24 hours a day doing whatever I want and driving cool cars I can afford
        >rotate my head 20 degrees without effort to see my equally old and beautiful wife sitting in the passenger seat
        >both of us have done everything together since we got married 25 years ago
        >brain has grown and matured so much you wouldn't even recognize her from when you first met her
        >think to yourself "I'm so glad I get to drive fun cars now"

  34. 3 weeks ago
    Anonymous

    >Imagine going in debt instead of just building up a shitbox
    Zoomers are helpless wrenchlets

    • 3 weeks ago
      Anonymous

      Everyday I'm thankful for a mechanic father.
      >25 never hit 0 never gone into debt have a V6 twin turbo shitbox of pure joy that I've built by hand top down.
      This thread is littered with wrenchlets, losers, and insecure rich kids.

  35. 3 weeks ago
    Anonymous

    Boomers had best cars and houses while still saving money.

    Id say do whatever u want but if u reach ur 30s and dont have shit figured out as in u can do the simple math to see where youll be or have waifu with kids in then planning then dont save if anything its ur best and last chance to attract waifu. Dont be stupid tho dont buy coupe, buy SUV or truck

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